Smart banking, business, and fintech payment solutions

Our Foconis Payment Processing and Management Platform (PPM) handles every step of your payment transaction: import, conversion, validation, correction, matching, and forwarding. Payment data can be quickly imported, verified, and processed with ease. Automated four- or six-eyes-principle reviews with full documentation ensure compliance while streamlining approval processes.

PPM integrates effortlessly into your existing systems or can be deployed as Software-as-a-Service (SaaS). With interfaces to booking and clearing platforms like the Bundesbank, EBA, and others, our payment solution is tailored to meet the specific needs of your bank, business, or fintech.

From embargo and completeness checks to tailored usage analyses and additional ISE functionality, PPM offers advanced features designed to simplify your daily operations. And of course, verification of payee (VoP) functionally is included to enhance security and precision.

Whether for banking industry, public institutions, or global enterprises, efficient, secure, and future-ready payment solutions are essential. The GEVA ZV Platform makes this effortless. With superior connectivity and stringent security standards, GEVA ZV empowers financial institutions worldwide to optimize payment processes and meet regulatory requirements with confidence.

Compliance, security, efficiency, or global connectivity – each industry has unique needs. That’s why we offer customized payment solutions: CorTraC (Corporate Transaction Center) for industrial and commercial clients, and OSZV for the public sector. These platforms are designed to meet the specific payment transaction requirements of your organization – made just for you.

Lightning-fast, reliable, and always available: instant payments are transforming the world of transactions. Yet, not all core banking systems are equipped for real-time capabilities. Legacy infrastructures and missing interfaces often hinder financial institutions from transitioning smoothly to fast money movement.

With our expertise, you can take the first step confidently. Through our payment consulting service "Quick Assessment", we thoroughly analyze your existing infrastructure, including connected systems, identify required adjustments and optimal integration options, and provide actionable recommendations along with a detailed project roadmap. Let us help you pave the way to real-time success.

Since the EU mandated real-time payments, instant payment has become the new standard in remittance. Our Foconis Instant Payments Gateway (IPG) delivers a powerful and flexible solution to seamlessly integrate your systems with key clearing mechanisms. With direct, secure connectivity to TARGET Instant Payment Settlement (TIPS), the IPG ensures a reliable foundation for real-time payments. Additionally, certified access to EBA-Clearing’s RT1 system guarantees maximum efficiency and compatibility across your payment workflows.

CESOP reporting has posed new challenges for banks and payment service providers since 2024. From creating new workflows and integrating various systems to ensuring high data quality, the process is complex. Banks must report data on specific cross-border payments to the Federal Central Tax Office, which forwards the information to the Central Electronic System of Payment Information (CESOP). Our payment solution simplifies this process by automating and standardizing every step – from data collection to reporting. This not only reduces the risk of errors but also significantly eases the workload for your team.

With Foconis CESOP-as-a-Service, you can go live in record time. Our approach combines payment consulting with advanced technology to ensure a seamless implementation. After a comprehensive analysis of your existing infrastructure, we deliver a tailored solution. Collaborative workshops address open questions and refine workflows, ensuring you meet all regulatory requirements within just 6 to 8 weeks.

We navigate growing regulatory demands and technical complexities so you don’t have to. Beyond delivering solutions, we provide strategic consulting to optimize your processes and resources. From integrating secure instant payments sustainably into your workflows to addressing IT and operational challenges, we’ve got you covered.

Our experienced team supports you at every stage of your project – from planning to implementation. Whether it’s payment processing software, SWIFT connectivity, verification of payee, or clearing processes, Foconis blends deep expertise with practical solutions to ensure your success.

The demands of real-time payment solutions are redefining infrastructure and processes. Around-the-clock availability, efficient workflows, and top-tier security standards are now must-haves. Banking industry is facing the dual challenge of deploying robust systems while adhering to ever-expanding regulatory requirements. Our Payment-as-a-Service (PaaS) deliver a state-of-the-art infrastructure that has supported banks for over 15 years.

Foconis Payments-as-a-Service combines SaaS and on-premises solutions in a hybrid model tailored to your needs. Whether you require full end-to-end process management or targeted support, our certified SWIFT Service Bureau ensures seamless operations. With regular release testing and updates, you stay ahead without the hassle of complex migration projects.

Whether for domestic or international payments, with our banking, business, and fintech payment software we provide the perfect connectivity for your business. The Foconis SWIFT Service Bureau offers extended connectivity, linking not only to the Swift network but also to numerous German and European clearinghouses. Even with outsourced payments, your compliance goals remain our top priority.

Our certified SWIFT Service Bureau meets the highest industry standards and is fully scalable. It delivers state-of-the-art technology tailored to your business size, growing with you to ensure secure, efficient, and future-proof payment processing.

Low transaction volumes and high infrastructure costs often create barriers for banks when implementing EBICS (Electronic Banking Internet Communication Standard). In many cases, operating your own EBICS system only becomes viable at higher volumes. Our EBICS-as-a-Service provides a smarter alternative: a scalable infrastructure that delivers maximum efficiency and cost savings, even with lower transaction volumes.

Our EBICS solution ensures seamless connectivity to the Bundesbank and RT1 systems while maintaining the highest levels of security through certified data center operations. With decades of expertise in secure payment processing and modern technologies, we guarantee smooth operations and optimal efficiency – allowing you to focus on your core business.